SBI Debit Card
|SBI debit card is another endeavor from State Bank of India to make life of its account holders simpler and easier. SBI offers different types of ATM cum debit cards like International Gold MasterCard Debit Card, Cash Plus, and Yuva Card to its customers which can be used as ATM card as well card for shopping purposes and that to with amazing cash back offers and no eligibility criteria. If you have SBI ATM-cum-debit card then there is no need to carry cash in your wallet. You can withdraw cash, make balance inquiry, check account details, get a mini statement of your account and transfer money anytime from a wide network of 20,000 ATM machines spread all over India with an add on advantage of making cash withdrawals from any of the SBI Group of banks like State Bank of Bikaner & Jaipur, State Bank of Patiala, State Bank of Travancore, State Bank of Mysore, State Bank of Hyderabad, State Bank of Indore, and State Bank of Saurashtaa without any charges.
Apart from SBI group ATM’s, debit card holders can withdraw money from other bilateral sharing banks like Andhra Bank, Corporation Bank, Axis Bank, ICICI Bank, Bank of India, Canara Bank, HDFC, UCO Bank and many more. Well you might be curious to know how to apply for debit card? Well the debit card can be procured by submitting an application to bank branch where you hold an account. You will receive your debit card welcome kit in 7 to 10 days. The activation of the debit card can be done easily at any of the nearest SBI ATM where you require to enter the pin number that comes along with welcome kit. Customers who are travelling out of India please note that the debit cards are not valid in Nepal and Bhutan.
State Bank debit cards are accepted by millions of retail outlets, food shops, hotels and restaurants, petrol pumps and several other ecommerce sites like ebay, irctc, yatra.com and various other online payment gateways where Maestro and MasterCard are accepted. It can also be used for making online payment of pending bills with comfort of paying it from any where and that to with no hassles. Not only this, the card is also popular among its large customer base for recharging prepaid mobile phones at any of the SBI ATM. Customers using following mobile operators such as Airtel, Aircel, Cellone, Idea, Uninor, Tata Docomo, Vodafone, and Reliance can do online recharge of their mobiles.
There are many types of benefits of the Debit card like with this card you can withdraw a maximum amount of Rs 1 lakh from any of the ATMs across India; you get access to premium lounges, golf courses in India and various flights and movie offers. Accidental death coverage of Rs 5 lakh is also provided to the card holders. All the Debit cards provided by SBI come with complete security as they are protected by secured VBV registration (Verified by Visa) and Maestro Card/Master Card Secure Code to prevent unauthorized usage of cards online. Incase you are making any online purchase; you may need a debit card number, expiry date, CVV number and IPIN or OTP to verify and authenticate your card for payment. You can also do mobile registration at any of the banks ATM or at the bank branch to get SMS alerts for all transactions above Rs.5000.
Following are the types of Debit Card that are offered by SBI:
State Bank Classic Debit Card: You can use this card for shopping or purchasing items at all the selected retail outlets of India wherever Master cards are accepted. You can also withdraw a maximum amount of Rs 40000 at ATMs.
State Bank Gold International Debit Card: As the name of the card suggests this a type Gold card that is mainly used by the NRE account holders. Using this card you can withdraw a maximum of Rs 50000 and a maximum of Rs 100000 at the merchant outlets.
SBI Yuva International Debit Card: This card is exclusively made for youngsters aged from 18 to 30 years who has an account with the bank. You can withdraw a maximum amount of Rs 50000 at the ATMs. The card can be used this card for making online purchases from the ecommerce websites, pay bills, withdrawing cash from any of the ATMs and also recharge your mobile.
State Bank Platinum International Debit Card: You can use this card to enjoy cashless shopping. You can use this card to maintain a balance of Rs 20000 every quarter. By using this card you can earn 4 freedom reward points by making a purchase of Rs. 100. A charge of Rs. 300 is levied for getting issued this International Debit Card.
State Bank Silver International Debit Card: With the help of this card you can shop at more than five lakh merchant outlets and over thirty million retail outlets. The card can also be used for booking movie tickets, making bill payments, paying for travel and also for payment for online purchases.
SBI Debit Card Withdrawal Limit
Following are the daily cash ATM withdrawal limit and daily online transaction limit for different SBI Debit cards.
|Debit Cards||Daily Limit of Cash at ATMs||Daily Point of Sales/e-Commerce Limit|
|State Bank Classic Debit Card||Rs. 500 to 40000/-||Rs. 50,000/-|
|State Bank Silver International Debit Card||Rs. 500 to 40000/-||Rs. 75,000/-|
|State Bank Gold International Debit Card||Rs. 500 to 50000/-||Rs. 2,00,000/-|
|State Bank Platinum International Debit Card||Rs. 500 to 1,00,000/-||Rs. 2,00,000/-|
|SBI Yuva International Debit Card||Rs. 100 to 40000/-||Rs. 2,00,000/-|
SBI Debit Card Charges
Given below are the current charges of the SBI Debit Cards.
|Types of Charges||Amount(Rs)|
|Issuance Charges ||Nil|
|Annual fee or Maintenance Charges||Rs. 100.00 per annum from the second year of issue.|
|Card Replacement Charges||Rs. 200|
SBI Debit Card Loyalty Program
SBI has introduced a loyalty program for its debit card holders known as Freedom Rewards. Under this program you can earn rewards when you purchase anything using the SBI Debit Card. If you want to enjoy the benefits of this program then you will have to enroll yourself and apply online in to the Loyalty program by filling an online application form. You can enroll yourself by visiting the website www.FreedomRewardz.com or by calling at the number 6000-8500/1-800-209-8500 from Monday to Saturday between 9 AM to 9 PM and on Sunday from 9 AM to 6 PM. You can redeem the Freedom Rewards with the freedom points to get FREE gifts, merchandise, personalized products, Airline tickets, Entertainment products, Electronic items, Fashion & Beauty products, Music and Sports products. Please remember that you need to redeem the freedom points after three years otherwise the points will expire.
SBI Debit Card Customer Care
SBI Debit card helpline can be contacted to change details; latest discount offers on international debit cards, redemption of reward points or for any other queries complaints and feedback. SBI card helpline is very efficient in providing solutions and has been rated as one of the best for its fast services to its clients. Lost or stolen cards can be reported by speaking with any of the available customer care representatives to block the lost card at SBI toll free customer care phone numbers 1800-112211 or 18004253800 and in return will receive a lost complaint number. Incase your debit card gets blocked or damaged; customers can report and make a request for unblocking it at SBI customer care. New cards are issued to the customers within few days after the deactivation of previous card at Rs.200 and customers can track application status by calling call center. You can also write a mail at email id email@example.com incase your new pin or debit card is not working. In addition to this you can also write a mail to the below mentioned address:
State Bank Contact Centre
P.O. Box No. 825
Bangalore – 560008
Last Updated On: 2012/09/13