Oriental Bank of Commerce Debit Card
|The Oriental Bank of Commerce Debit Card is one of the most popular banking products among its customers. The unique features and benefits attached with this card make transactions easier. The card is accepted at all the merchant or retail outlets wherever Visa Debit Cards are accepted. The card can be used to withdraw money from ATM, transfer funds and do online shopping by entering the CVV number. The card is valid for a period of ten years from the date of issue and is verified by visa thereby preventing it from any unauthorized access.
The bank issues three types of Debit Cards. They are given as follows:
RuPay Debit Card: The name RuPay has been given as the two terms Ru and Pay signifies Rupee and Payment respectively. Hence, this card is launched for making retail payment system more transparent. Bank does not impose any kind of annual charges for using the card.
International' ATM cum Debit Cards: Customers having Savings or Current Account with OBC bank are issued these types of cards. The most important benefit of this card is that customers get two add on cards along with the cards.
RuPay Kisan Card and VISA Green Cards: As the name suggests these cards are mainly issued to farmers. The RuPay Debit Card can be used to withdraw cash where as the Green Cards can be used for making payment at any of the Point of Sale terminals in countries like India, Nepal and Bhutan.
The Oriental Bank of Commerce Debit Card Form can be downloaded online or you may visit bank branch. Customers can at anytime take a print out of the application form, fill it up by fixing a photograph and submit it to the nearest bank branch with some important documents such as Voter’s ID, PAN card, Driving License.
Oriental Bank of Commerce Debit Card Activation
The activation process of Oriental Bank of Commerce Debit Card is very easy. The bank activates the Debit Card one day after sending the Debit Card Kit to the customer. Moreover, the Debit Card can also be activated by visiting at any of the nearest OBC Bank ATM by following some simple steps given below:
Step-1: Enter the new PIN.
Step-2: Choose a four digit number as per your convenience.
Step-3: Follow the instructions that appear on the ATM screen.
Oriental Bank of Commerce Debit Card Limit
From the given below list one find the cash withdrawal limit and purchase limit of the Debit Card
|Debit Card types||Cash withdrawal limit||Daily purchase limit|
|ATM Card||Rs. 15,000||NIL|
|International ATM Card||Rs. 25,000||NIL|
|Rupay ATM Card||Rs. 25,000||NIL|
|International Debit Card||Rs. 25,000||Rs. 25,000|
|Rupay Debit Card||Rs. 25,000||Rs. 25,000|
Customers can at anytime make a Debit Card login by entering the user id, password and know their Debit Card balance, get a Debit Card statement etc. New customers can register themselves by following a simple registration procedure that includes entering some basic information such as Name of the cardholder, PIN number, expiry date of the card and many more.
Oriental Bank of Commerce Debit Card Charges
Given below are the charges applicable on the Oriental Bank of Commerce Debit Card
|Type of charges||Amount of charges|
|Replacement of Lost Debit Card||Rs 150|
|PIN Regeneration||Rs 50|
|Cash withdrawal charges-USA||Rs 80|
|Cash withdrawal charges--Other Countries||Rs 120|
|Balance Enquiry Charges -Other Countries||Rs 15|
Oriental Bank of Commerce Debit Card Customer Care
Cardholders can report about their Lost or stolen Debit card and hotlist the debit card by dialing the 24 hours Card Assistance Centre Toll free numbers 1800-345-2424 or 040-27722424. They can use the same numbers to know about the OBC bank Debit Card offers.