IDBI Debit Card
|IDBI offers its customers a wide range and variation in facilities on its Debit cards. These debit cards introduce many beneficial offers to the customers over different facilities like shopping and gifting, health and wellness, travel etc. These debit cards can also be used for making online payments through the unique cvv number issued on the card. The debit card facility not only eliminates the burden of carrying cash in bulk but also provides the ease of having money withdrawn at any time of the day, at any ATM machine. There is no credit limit on debit card. Customers can make purchases or withdraw cash up to the available balance in their account. In case a customer loses his or her debit card, he or she need not to worry as the money is safe and only the pin number of the respective account, on which the debit card is issued, is required to access the funds. A person may use the debit card at any ATM branch in order to do balance check or for applying any password changes. All debit cards hold validity up to the next five years from the date of their issue. Most of the debit cards issued by IDBI are valid Worldwide.
IDBI Bank Debit Card Types
The various types of Debit cards offered by the IDBI bank are as follows:
BEING ME DEBIT CARD:The debit card caries lost card liability insurance cover, attractive offers and discounts at various merchant establishments, surcharge of 2.5% of the transaction value.
KIDS DEBIT CARD: It is valid in India only besides this childrens can avail discounts at various merchant establishments.
INTERNATIONAL DEBIT CARD:The debit card covers lost card liability insurance, attractive offers and discounts at various merchant establishments, better tracking through SMS facility.
GOLD DEBIT CARD: The special privalage card offres Petrol surcharge waive off, In addition to insurance cover for lost and counterfeit cards, it offers
PA cover, Loss of checked baggage, Purchase Protection, Fire and Burglary House Hold Contents.
PLATINUM DEBIT CARD: The debit card is offered to privalaged customers and caries zero fuel surcharge and offers two loyalty points for every Rs.100 spent.
IDBI Debit Card Login
In order to avail the debit card facility, a customer is required to login to their account using the unique user id and password obtained from the bank on initiation of the debit card facility to the customer. If customers do not have an access to their online login account they must check for their registration as valid debit card holders with the bank. Customers may also apply for the debit card online by visiting the bank’s website and selecting the category of card for which they desire to apply. The application form can be easily filled and submitted online. One must always read about all the terms and conditions associated with any online transaction or submission before accepting them all.
IDBI Debit Card Online Payment
Debit cards have the most promising advantage of making online payments via the bank account linked through it. In order to make the online payment the bank uses various online payment gateways like paypal. These gateways require the customers to explicitly mention the card type, pin associated with it, the unique 16 digit card number and the 3 digit cvv number imprinted on the card as a subpart of the card number and the year of expiry of the card. The online payment is the easiest way through which a customer can make any sort of e-purchases and transactions using the debit card. All the payments made and transactions done through the debit card are safe and secure by all means.
IDBI Debit Card Withdrawal Limit
|Debit Card||Withdrawal Limit (per day)||Loyalty Points|
|Being Me Debit Card||Rs.25,000||2 loyalty points for every Rs.100 spent|
|Kids Debit Card||Rs.2,000||2 loyalty points for every Rs.100 spent|
|International Debit Card||Rs.25,000||1 loyalty point for every Rs.100 spent|
|Gold Debit Card||Rs.75,000||1 loyalty point for every Rs.100 spent|
|Platinum Debit Card||Rs.1,00,000||2 loyalty point for every Rs.100 spent|
IDBI Debit Card Offers
IDBI bank announces numerous advantageous offers to its customers throughout the year. These offers may vary from state to state or city to city and also provides category wise offers. Some offers are also valid internationally. Customers can visit the bank’s website in order to know more about these offers and for their redemption as well. The offers are introduced can be on travel, shopping and gifting, health and wellness, hotels and restraints or on certain online purchases. Cash back offers may also be applicable as per the bank’s choice.
IDBI Debit Card Customer Care
For any assistance regarding the registration, purchase, activation, password or pin change or loss of debit card, offers and reward redemption, transaction charges, reward points,grievances etc, one can reach the customer care service of the bank 24/7 at any time of the day throughout the year. In case of any sort of or identity theft or if the debit card is lost, one must immediately inform the bank through their customer care service so that the card can be blocked and its validity can be deactivated, in order to prevent any sort of misuse through the card.
Debit Card Blocking Number: 1800-22-6999
For any other enquiry, customers can call at: 1800-22-1070 or 1800-200-1947
One can also write on to email@example.com