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Bank of Baroda Savings Account

Savings is the only option if you want to have a secure future. Bank of Baroda Savings Account is just the right and appropriate option for you if you are looking forward to earn a lump sum amount of money in the near future. There is no alternative option other than savings that will help you to accumulate the desired amount of money except opening a Savings Account. Bank of Baroda Savings Account can be opened by more than two persons jointly, individually, more over a minor can also have this savings account. In order to cater the needs and demands of the customers, the bank offers various types of Savings account for the different segments of the society. One can also have online access to his or her savings account by making a login to the internet banking with the user id and the password to make a balance enquiry, to get an account statement of the last few months and much more. Bank of Baroda Savings Account Interest Rate is 4.00% per annum.

Following are the types of Savings Accounts that are offered by Bank of Baroda:

Baroda Centenary Savings Account: This is a type of superior savings bank account. One can enjoy numerous benefits by opening this account like, the facility of auto sweep as well as auto reverse sweep, issue of free debit card, instant credit of cheques up to Rs 25000 and issue of free Debit Card.

Savings Bank Account: This savings account is very easy to operate and also comes with a zero balance facility. All the deposits made in this account are insured by DICGC and one can also withdraw money from this account at anytime.

Super Savings Account: This account has specially been designed keeping in mind about the need of the high earning customers. The benefits that one can enjoy by opening this account are automatic transfer of funds for balance exceeding Rs 20000, issue of demand drafts with out paying any charges and many more.

Nagrik Bachat Khata: This account can be opened by depositing Rs. 50. However, there is no fees charged by the bank if one is not able to maintain the minimum balance. One can also get a free cheque book consisting of 10 leaves as a freebie for the first year.



Baroda Salary Advantage Saving Account: As the name suggests this account can mainly be operated by salaried individuals. There are many benefits that one can avail by opening this account such as getting an overdraft facility up to Rs 1 lac, zero minimum balance and also one can receive interest on the available credit balance.

Baroda Bachat Mitra: All the individuals aged 18 years and above are eligible to open the account. One can get an overdraft facility of a minimum amount of Rs 8000 and maximum of Rs 100000. There is neither any processing nor any documentation charges applied by the bank for opening this account.

Baroda Pensioners Savings Bank Account: This account is specially made for the pensioners and can be opened by depositing Rs 5 only. The most important benefit of this account is that one can get free Debit Card, Baroda Connect Internet Banking facility and many more of such kinds.

Baroda Jeevan Suraksha Savings Bank Account: All the individuals from 18 years to 60 years of age can open this account. The minimum balance required to open this account is Rs. 1000. A 20 Cheque Leaves are provided with this account.

The Bank of Baroda Savings Account opening form is available here as well on the website of the bank in PDF format. One can at anytime download the form, take a print out of the form and fill it up with all the important information and submit it to the nearest bank branch. One can walk into the bank with all below mentioned documents, application form, along with an introducer who already has an account with the bank.
  • Valid Passport.
  • PAN Card.
  • Driving License.
  • Voters ID Card.
  • Defence ID Card.
  • Identity Card of employees of central or State Government Public Sector Undertakings.
  • Senior Citizen’s Card.
Once the application is submitted. You can also check the application status at the bank’s website.

Bank of Baroda Savings Account Charges

Following are the charges applicable on the Bank of Baroda Savings Account.

Types of Savings AccountCharges(Rs)
Savings Bank AccountsRs.500 (Rural or Semi-Urban)
Rs.1,000 (Urban / Metro)
Nagrik Bachat KhataRs.50
Baroda Pensioners Savings Bank AccountRs.5

For further details regarding the savings account one can dial Bank of Baroda customer care toll free number 1800223344 or 18001024455 and speak with the customer care representatives of the bank. In addition to this, one can also visit the website of the bank for more detailed information.



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