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Bank of Baroda Health Insurance

There is a saying “Health is Wealth” and hence we will have to preserve it as well as take care of it if it suffers from any type of ailments. But the rising medical expenditure of health expenses in India makes it a bit difficult for the people to finance it and hence keeping in mind about the needs of these types of people the Bank of Baroda Health mediclaim insurance policy was launched by the bank. The Health Policy is offered to all the account holders of the bank and covers all the medical expenses that arise during the disease like the hospitalization expenses, fees of the Specialists, Consultants, Surgeon, Medical Practitioner and the Anesthetist. Not only this, there are eight slabs with different coverage options that is available from Rs. 50,000 to Rs. 5, 00,000.

Some of the most important benefits of the Bank of Baroda Health Insurance Policy are as follows:
  • Amount of premium is low and is exempted u/s 80D of the Income Tax Act.
  • During the tenure of the Health insurance policy all the family members of the insured can enjoy the hospitalization benefits up to the full insured amount.
  • Though the premium is to be paid for a single person but the insurance cover can be availed by four members of the family.

Bank of Baroda Health Insurance Money Back

Recently, in the year 2011 Bank of Baroda and Andhra Bank in collaboration with UK's Legal & General announced the launch of Money Back Health Insurance Plan. Under the Health insurance money back plan a significant portion of the premium paid by the insured is invested in numerous types of funds according to their choice so that in future one can get the maximum returns. All the money is deposited in to your account and is returned at the end of the insurance policy. Moreover, instead of investing this amount the insured can also use this to cover all the hospital expenses. This facility can be availed free of cost in more than 4956 hospitals in India. All you have to do is just swipe your Health Card and the payment will be authorized instantly.

Bank of Baroda Health Scheme

The Bank of Baroda Health Scheme is available to all the account holders of the bank and the insured is covered for a period of one year. The customers can apply for the Bank of Baroda Health Insurance policy downloading the proposal form from the bank’s website, filling it up with all the details and submit it to the nearest bank branch along with the cheque. Once the proposal form is accepted the insured will receive a TPA guide book, Identity Card and the insurance policy.

For any query related to the Bank of Baroda Health Scheme one can dial the toll free numbers 1800 22 33 44 or 1800 102 44 55 and speak with the customer care representatives of the bank.

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